The Kregan Family,

Our Story

It was getting harder to pay the bills every month. The credit cards were overdue, the medical bills were sent to a collection agency. The collection calls were becoming unbearable. I was afraid to answer the phone. Then a friend told me about CESI. At first I was skeptical but as the counselor explained the program to me, it all made sense. It seemed like a good way to get out of debt .

We got our payments and interest rates reduced and were able to pay off all our bills in a little over four years. They even showed us how to budget and what to do to prepare for our children’s future. Now, for the first time we actually have money in our savings account. We started a college fund for the kids, and look at our beautiful new home. We could not have done it without CESI’s help.

Consumer Education Services Inc.

• Having trouble making minimum payments on credit cards
• Receiving occasional or frequent late or over-the-limit fees
• Getting high interest rates
• Making payments but do not see their balances going down.

CESI, a CareOne Credit Counseling Service provider, is pleased to announce that CareOne has enhanced their website, www.careonecredit.com, to provide you with new features, tools, tips, and an interactive on-line community to make it even easier for you to get out of debt.

In addition, you can look forward to receiving communications from CareOne, such as: On Track, a monthly newsletter containing money saving tips and financial advice to help you live life to the fullest while on a budget; and Share the wealth, a contest that gives you a shot at a $250 gift card just for sharing your ideas on a new topic each month.

Look for the new exciting enhancements to your DMP benefits as CESI continues to assist you on your journey to becoming debt-free!

Give us a call. We’re here to help you. You can get out of debt. We can show you how. 1-888-590-2374